Commercial & Multifamily

Commercial Real Estate Loans

Financing for Your Commercial Property Investments.

Explore financing for qualifying retail, office, warehouse, industrial, and other eligible commercial real estate properties.

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Business-purpose financing

In plain words

Financing for income-producing commercial properties held as investments, such as retail, office and warehouse buildings.

Benefits

  • Some programs qualify the loan mainly on the property's value rather than personal income.
  • Long-term fixed-rate options, including interest-only periods, exist with some programs.
  • Finance a purchase, a refinance or a business-purpose cash-out.
  • Many commercial loans are made to an LLC or corporation.

Eligible property types

  • Retail buildings.
  • Office buildings and office condos.
  • Warehouses.
  • Self-storage.
  • Automotive and auto service properties.
  • Other commercial properties, depending on the program.

Financing purposes

  • Purchase.
  • Refinance and cash-out refinance for business purposes.

General qualification considerations

  • Some programs qualify the loan mainly on the property's value rather than personal income.
  • Lenders still review the borrower: credit, other real estate owned and verifiable assets.
  • Long-term fixed-rate options, including interest-only periods, exist with some programs.
  • Commercial property insurance and title review are part of the process.
  • Ownership through an LLC or corporation is common.

Basic documentation checklist

Do not send documents through the inquiry form. After we talk, our team explains how to share them securely.

See the full document checklist

  • Rent roll and current tenant leases.
  • Income and expense statement for the property.
  • Purchase contract or current mortgage statement.
  • Commercial insurance information.
  • Entity documents: formation documents, operating agreement, member list, EIN letter and certificate of good standing.
  • Photo ID for each owner or guarantor and a list of other properties owned.

Frequently Asked Questions

Which commercial properties can be financed?

Common examples are retail, office, warehouse, self-storage and automotive properties. Eligibility depends on the property and the program.

Is a commercial loan reviewed like a home loan?

No. The lender looks closely at the property itself, its value and its income, along with the borrower's credit and other real estate.

Can my company own the property?

Yes, many commercial loans are made to an LLC or corporation, with the owners signing a personal guarantee.

Learn More

Related programs and tools to help you prepare.

Related programs

Tools and guides

Request financing for this program

Send a short inquiry with the basics about your property. Our team will review it and contact you to discuss available options.

Request Financing Call 516-777-0385

Financing disclosure

Plan A Realty Corp. facilitates business-purpose investment and commercial real estate financing. All programs are subject to lender availability, underwriting requirements, borrower and property eligibility, and applicable laws. Submission of an inquiry does not constitute loan approval or a commitment to lend.

Investment and business-purpose properties only. Homes you or your family will live in are not part of this financing center.

Contact Plan A Realty Corp.