Financing Resources
Review the Financing Package
Review our financing process, supporting documents, agreements, and disclosures. Information you provide in Form 1003 will be reused to complete matching fields in your package.
This page is an outline of our business-purpose loan package: what each document is and what it is for. The package itself, blank or completed, stays inside our secure client portal.
Start Form 1003 See the Documents
Business-purpose financing
Business-purpose investment and commercial financing only. This information is not an offer of credit or a commitment to lend. Approval, terms, fees, and reserve requirements depend on the lender and transaction.
The Financing Process
From your first step to the lender's decision.
- Inquiry or Form 1003
Tell us about your property
Send our short inquiry form with your contact details and basic facts about the property, or complete Form 1003 in our secure client portal. You do not need to choose a loan program first.
- Documents
Prepare your documents
If a program may fit, we help you assemble a complete and organized package: entity, property, borrower and guarantor documents, shared only through our secure process.
- Submission
We present your request
With your authorization, we present your financing request to third-party lenders that may fit the transaction.
- Lender review
The lender decides
The lender reviews the property, the borrower and the transaction and makes its own decision. We communicate its requests, conditions and status updates through closing.
What Is in the Package
The package opens with a welcome letter and our commitments to you. These are the documents it contains, in the order of its index.
The package documents are in English.
Your Application
Plan A Realty Corp.'s own pages for your business-purpose loan request.
Package Index & Document Checklist
Lists every document in the package and the supporting documents to gather for your request.
Application: Loan Request / Entity / Property
Your financing request, the borrowing entity and its contact person, your residential history and the subject property.
Authorizations, Requirements & Affidavit of Occupancy
The authorizations we need to work on your request, such as rent verification and title and property searches, the general requirements, and your sworn statement of how the property will be occupied.
Property / Hazard Insurance Requirements & Agent Information
What lenders usually require from the property insurance, and a page for your insurance agent to complete.
Rental Properties / Investor Experience / Guarantor
Your rental and investment properties, your experience as an investor, the real estate you own and the document checklist.
Guarantor Credit & Borrower Certification
Information for each individual guarantor, a credit report authorization that is its own separate consent, and the borrower's certification.
Our Agreement
The agreement between you and Plan A Realty Corp. for our loan brokerage services. It explains our services, compensation and third-party costs, and you receive it in full to review before you sign or pay anything.
Broker & Compensation Agreement (Part 1)
Our engagement, the services we provide and the business-purpose certification.
Broker & Compensation Agreement (Part 2)
The rest of the agreement and its related authorizations.
Disclosures and Authorizations
Standard notices and authorizations used in loan transactions. Each one is reviewed and signed separately.
Patriot Act Information Disclosure
Explains why federal law requires identifying each person who applies, and what identification may be requested.
Equal Credit Opportunity Act
The federal notice that creditors may not discriminate against credit applicants, and your rights under that law.
Right to Receive Appraisal
Explains that you will receive a copy of any appraisal ordered for the loan.
Appraisal / Valuation Acknowledgment
Your acknowledgment about receiving appraisal or valuation reports before closing.
Borrowers' Certification & Authorization
Your certification that the application information is true, and your authorization to verify and release information for the loan.
Borrower Signature Authorization
Authorizes the verifications needed to process the application, as described on the form.
Form 1003: Uniform Residential Loan Application
The official Form 1003 pages, one set for each borrower or guarantor. You can fill them in online through the client portal; signing is a separate step.
Form 1003: Borrower Instructions
Plan A Realty Corp.'s instructions for completing Form 1003 on a business-purpose loan.
Form 1003, Section 1: Borrower Information
Your personal information, contact details, current address and current employment.
Form 1003: Employment / Income
Additional and previous employment and other income; the form lets you mark the parts that do not apply to you.
Form 1003, Section 2: Assets / Liabilities
Your accounts and other assets, and the debts you pay each month.
Form 1003, Section 3: Real Estate
The properties you own and what you owe on them.
Form 1003, Section 4: Loan / Property
The loan amount and purpose, and the property you want to buy or refinance.
Form 1003, Section 5: Declarations
Questions about the property, your funding and your financial history.
Form 1003, Section 6: Acknowledgments
Your legal obligations when you sign the application.
Form 1003, Sections 7-8: Military / Demographics
Military service, and optional demographic information that helps make sure all applicants are treated fairly.
Form 1003, Section 9: Loan Originator
Completed by the loan originator, not by you.
Reference
Background reading included with the package.
Understanding Your DSCR Loan
A plain explanation of how lenders look at rental income on a DSCR loan, and of prepayment periods.
Submission requirements vary by lender, property type, loan program, and transaction. Additional documentation may be requested.
Get the Blank Package
The blank package opens in the client portal after you sign in.
Completed packages and personal information stay inside the client portal, where only you and our authorized team can see them.
Ready to talk about your next investment?
Tell us about your property and what you need. Our team will review your inquiry and contact you to discuss available options.
BUSINESS & COMMERCIAL FINANCING DISCLOSURE
This information is provided for informational purposes only and does not constitute an offer to extend credit or a commitment to lend.
Plan A Realty Corp. is a New York State licensed real estate broker facilitating business-purpose investment and commercial financing only. All loans are arranged through independent third-party lenders and are subject to credit approval, underwriting, property and title review, applicable rates, fees, terms, and cash reserve requirements, where applicable. Legal, tax, and financial advice should be obtained from qualified professionals.
For financing inquiries or additional information, please contact our team through PARCPRO.com.
© 2026 Plan A Realty Corp. All Rights Reserved.
Investment and business-purpose properties only. Homes you or your family will live in are not part of this financing center.
Contact Plan A Realty Corp.
- Call or text 516-777-0385
- Email info@planarealty.com
- Office 461 Maple Avenue, Westbury, NY 11590